Stop Debt Collector Abuse. Get a Lawyer's Help.
Many people who are struggling financially already face the stress of paying back debt, so the harassing letters and phone calls they receive from debt collectors can feel overwhelming. Many dread picking up the phone — so much so that life can begin to feel unmanageable.
If you are being bombarded by harassing calls from debt collectors, you should know that you have options. The federal Fair Debt Collection Practices Act and a related California law put protections in place for you, placing serious consequences on debt collectors when the laws are violated.
At the Law Offices of Mark Ankcorn, we can help you use these laws to protect yourself from debt collector abuse. Our founding attorney, Mark Ankcorn, has focused his career on protecting debtors' rights and can help you take effective legal action.
Need help stopping creditor harassment? Ask us how. Call (866) 603-4856 for a free initial consultation.
Protecting Your Right to Be Free from Creditor Harassment
At our San Diego law firm, we know that many debt collection agencies make threats and false statements to get your money. We are focused on protecting you debt collector abuse. As our client, you have the right to be treated with respect, the right to be treated with fairness and the right to be told the truth about your legal options. We go to great lengths to protect these rights.
We often begin by telling our clients about debt collector abuse, listing all the things that a debt collection agency cannot do to them under federal law:
- Creditors cannot cause your phone to ring after they have been not to.
- Creditors cannot use profanity.
- Creditors cannot threaten to call the police, send you to jail or send your children to jail.
- Creditors cannot threaten to deport you.
- Creditors cannot tell your neighbors, coworkers or other third parties about your debts or your credit report.
Federal and state laws fine debt collectors who continue calling you after you have told them not to. By documenting these calls, you can make creditors pay you for the harm they cause. At the Law Offices of Mark Ankcorn, we file cases on behalf of our clients to make sure debt collectors pay the fines they owe. Our clients even begin to think of each harassing phone call as money in the bank.
Don't worry about the cost of a lawsuit. We handle cases against abusive debt collectors on contingency fee basis, which means that you owe us no fees or court costs unless the creditor pays you.
Being Harassed by a Creditor? Here's What to Do.
If you are being harassed by creditors, you can take action. When you become a client of the Law Offices of Mark Ankcorn, we tell you exactly what to do at every step of the way. Even without a lawyer, here's what you can do to protect yourself:
- Start by sending a cease and desist letter to your creditors. This letter gives your creditors written notice that they should not call you directly. In a lawsuit, it serves as your proof to the judge that you told creditors to stop harassment.
- When creditors do call, give them a disclaimer. Politely tell them that you have sent them a written request to stop all contacts.
- Record your calls and save your mail. If you live in California, you must have permission from the other party to record a phone call. Tell the debt collector that you are recording the call and if they keep talking, they have given their consent.
- You should also keep a call log, like this sample call log that we have provided to get you started.
- Talk with a lawyer about the calls you receive. At the Law Offices of Mark Ankcorn, we are always available to answer your questions. We will keep in close contact to you once you become our client. If debt collectors have violated the law, we will aggressively protect your rights.
Local: (619) 573-4192/Toll Free: (866) 603-4856
Take action. To put an end to creditor harassment, call our San Diego, California, law office directly at the numbers above or contact us online for a free initial consultation with an attorney. For more information, please visit our frequently asked questions page.
