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Chapter 7 Bankruptcy Timeline

Chula Vista Chapter 7 Bankruptcy Timeline Attorney

Escondido Bankruptcy Lawyer

Here are the basic phases of a Chapter 7 bankruptcy case:

  1. First consultation with bankruptcy attorney to discuss financial and legal situation.
  2. Provide documents to bankruptcy attorney for use in preparation of bankruptcy schedules (These papers are not needed at the first consultation).
    • credit card and loan statements, other bills
    • drivers license
    • social security card
    • green card
    • bank account statements for past 6 months
    • vehicle registration
    • paycheck stubs or print out for past 7 months
    • tax returns for last 3 years
  3. Set appointment to review and sign bankruptcy schedules.
  4. Filing of bankruptcy case by bankruptcy attorney with Clerk of Bankruptcy Court (filing of case stops most creditor actions against you).
  5. Attend creditors' meeting ("341 meeting") at Federal Building (about 4-6 weeks after filing of case), bring original social security card, driver's license, and most recent paycheck stub.
  6. Discharge of Debt (about 4 months after filing of case), mailed to you by the Clerk of Court.