What Does Filing for Bankruptcy Really Mean?
In today's economic climate, bankruptcy is nothing to be ashamed of. It does not mean that you are irresponsible. It does not mean that you are a bad person. It simply means an honest recognition that the status quo isn't working anymore and that something needs to change.
You are not alone.
In the Southern District of California (San Diego and Imperial counties) — consumer bankruptcy filings skyrocketed 84 percent from 2007 to 2008. Over the same period, consumer bankruptcy filings in the Central District (Los Angeles, Riverside, Orange, San Bernardino, San Luis Obispo, Santa Barbara and Ventura counties) more than doubled with an increase of 134 percent. The latest statistics from the federal courts indicate that these numbers are only increasing as the financial climate continues to worsen.
At the Law Offices of Mark Ankcorn, we help people in the San Diego area and surrounding portions of Southern California to understand the bankruptcy process, to make informed legal decisions and to take an active role in the process of reshaping their own financial futures. Call or contact us for a free initial consultation today.
Is bankruptcy the right solution for you? For many people, getting a fresh start financially by filing for bankruptcy is the best option. However, there are many circumstances in which it won't be. In any case, we look carefully at the whole picture and tailor the solutions we work toward with each individual client's unique needs and goals in mind.
Do you need a lawyer? No, you don't have to have an attorney to file for bankruptcy or to renegotiate a debt with a creditor. But hiring an experienced attorney to help you with these issues can save you far more money than it costs, dramatically reduce the amount of stress in your life, and help you make the most of whatever option you choose to pursue.
Are you looking for more specific information? Find answers to your questions and more detailed information about bankruptcy and its alternatives on the following pages:
- Chapter 7
- Exceptions From Chapter 7
- Chapter 7 Timeline
- Chapter 13
- Filing for Bankruptcy
- Why File? Alternatives to Bankruptcy
- Debt Relief and Consolidation
- Tax Issues, Credit Ratings and Asset Protection
- Loan Modifications and Mortgage Loan Readjustments
- Bankruptcy Litigation
- Bankruptcy Information Center
Local: (619) 573-4192 / Toll Free: (866) 603-4856
Call our San Diego law office directly at either of the two phone numbers listed above to make arrangements for an initial bankruptcy consultation. You can also contact us by e-mail and someone from our office will get in touch with you shortly.
Serving Chula Vista, Escondido, Temecula
and Other San Diego Area Communities








